Net Worth Calculator
Add up your assets and liabilities to calculate your total net worth.
Enter your values to calculate your result.
Formula
Net Worth = (Cash + Investments + Property + Vehicles/Other) − (Mortgage/Loans + Credit Card Debt + Other Liabilities)
Total Assets is the sum of everything you own; Total Liabilities is the sum of everything you owe. Net Worth is the difference between them.
Example
With $10,000 cash, $25,000 in investments, a $300,000 property, and $15,000 in vehicles ($350,000 total assets), against a $220,000 mortgage and $2,000 of credit card debt ($222,000 total liabilities), your net worth is $128,000.
Frequently Asked Questions
Should I use the market value or purchase price for my property and investments?
Use current market value — what you could realistically sell them for today, not what you originally paid.
Is a negative net worth unusual?
No — it's common early in life (e.g. with student loans or a new mortgage) and simply means your debts currently exceed your assets. Tracking it over time is more useful than a single snapshot.