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UK Stamp Duty (SDLT) Calculator

Estimate Stamp Duty Land Tax on a residential property purchase in England or Northern Ireland.

This calculator currently supports United Kingdom only.

Enter your values to calculate your result.

These are the standard residential rates for a main home in England and Northern Ireland only, effective from 1 April 2025. This does not include first-time buyer relief (0% up to £300,000 for purchases up to £500,000), the additional-property surcharge for second homes/buy-to-let, or the 2% overseas-buyer surcharge. Scotland and Wales have their own separate property transaction taxes. This is an estimate, not a substitute for HMRC's own calculator or professional conveyancing advice.

Formula

0% up to £125,000, 2% to £250,000, 5% to £925,000, 10% to £1,500,000, 12% above

SDLT is charged progressively, like income tax bands — only the portion of the price that falls within each band is taxed at that band's rate, not the whole price at the highest applicable rate.

Example

A £300,000 purchase: 0% on the first £125,000, 2% on the next £125,000 (£2,500), and 5% on the remaining £50,000 (£2,500) — a total of £5,000, an effective rate of about 1.67%.

Frequently Asked Questions

Does this apply in Scotland or Wales?

No — Scotland charges Land and Buildings Transaction Tax (LBTT) and Wales charges Land Transaction Tax (LTT), each with their own separate rates and bands. This calculator covers England and Northern Ireland's Stamp Duty Land Tax (SDLT) only.

I'm a first-time buyer — does this apply to me?

No — first-time buyers get relief (0% up to £300,000, then 5% up to £500,000) that this calculator doesn't model. You'd generally pay less than the standard rate shown here.