Solvria — Generated on 8/30/2026
Future Value Calculator
Project how an investment grows with regular contributions.
Enter your values to calculate your result.
This is a mathematical projection, not investment advice or a guarantee of future returns.
Formula
FV = PV × (1+r)^n + PMT × [((1+r)^n − 1) ÷ r]
FV is the future value, PV is the initial investment, PMT is the monthly contribution, r is the monthly return rate (annual rate ÷ 12), and n is the number of months.
Example
Starting with $10,000 and contributing $200 monthly at a 7% expected annual return for 20 years grows to about $144,573 — $58,000 of that from contributions and about $86,573 from growth.
Frequently Asked Questions
Is the projected return guaranteed?
No — this is a mathematical projection based on the constant rate you enter. Actual investment returns vary year to year and are never guaranteed.