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Future Value Calculator

Project how an investment grows with regular contributions.

Typical long-term market returns range from about 4% to 10% annually.

Enter your values to calculate your result.

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This is a mathematical projection, not investment advice or a guarantee of future returns.

Example

Starting with $10,000 and contributing $200 monthly at a 7% expected annual return for 20 years grows to about $144,573 — $58,000 of that from contributions and about $86,573 from growth.

Frequently Asked Questions

Is the projected return guaranteed?

No — this is a mathematical projection based on the constant rate you enter. Actual investment returns vary year to year and are never guaranteed.

Does this account for inflation or taxes?

No — this is a nominal projection before inflation and taxes, based on the return rate you enter. Your real, spendable purchasing power in the future will be lower than the raw number shown here.